comprehensive insurance

Insurance coverage that pays for damages to your car, its accessories, spare parts against loss or damage caused by an accidental collision, fire, theft, vandalism, typhoon, earthquake, and flooding. It will also pay expenses to have the disabled vehicle towed to the repair shop and expenses to return the vehicle back to you when the repairs are completed. It also covers for the death and bodily injury of the insured or driver; loss or damage to someone else's property as a result of the accident; legal liabilities to the death or bodily injury of the third party arising from the accident; legal liabilities to the damage to property of the third party arising from the accident; loss or damage to the property of the spouse(s) or the child(ren) of the insured or driver; and medical expenses of the insured or driver's injury caused by the accident.